With the popularity of payday loans growing every year it should be no surprise that more and more payday lenders are popping up in storefront locations and online. It should also be no surprise that there are scam artists out there trying to take advantage of those in need of these financial services. The Better Business Bureau is warning those who are looking for the help these companies can provide to watch out for those who are solely trying to scam them.
There have been reports in California of people looking into getting payday loans, never filing an application, and still seeing money come out of their checking accounts. How can this happen if they never applied for the small short term loan? That is what the Better Business Bureau is looking into, and trying to warn people against.
In this day and age it should not surprise anyone that people are trying to take advantage of other people. This happens all the time and we know it. These scam artists are getting more and more clever all the time. They are constantly finding new ways to try to separate innocent people from their hard earned money.
This is going on all over. People are setting up these payday loan companies with the sole purpose of scamming them. It is easy for them to do this online, where they do not have to have a physical location so they do not have to worry about appearances other than the website that they set up. When someone does get scammed by these companies they are turning to the Better Business Bureau to complain about them.
The Better Business Bureau says that these companies are rather slow to deal with complaints. They occasionally will offer to refund the money or to even send a gas voucher. There are some though that have complained that after they were offered the gas voucher they never received it.
It is very concerning to those who are in need of the help and are being put into a worse situation than they were in. This needs to stop. The need for these financial services is growing every year so when people are in need of help they may not know where to turn with all these scammers out there. This is what the Better Business Bureau is trying to stop, the companies that want to scam others.
If you are thinking that you are in need of a payday loan there is something you should do prior to looking around for one. Go to the Better Business Bureau’s website and see who of your local payday lenders are on there. If the Better Business Bureau gives them a good rating than you know you will not have to worry about getting scammed by the payday lender companies that are solely here to scam others.
It is fair to say that most contractors are honest. It is also fair to say that there are dishonest people out there who pretend to be contractors, and if they think they can get away with scamming a woman they will definitely try. There are things that women can do to protect themselves from getting scammed by a contractor.
Before you hire any contractor it is recommended that you get four references. These will be other people that they have done work for. Then you will be able to contact these people and get their take on how the contractor is. They will let you know if they liked the work that was done or not. Be careful however, if they are a true scammer they may give you numbers for people who are in on the scam with them so do not rely on this alone.
You should also check with the Better Business Bureau. They will be able to provide you with a rating for the contractor. They will also be able to provide you with the reasons for why they gave that contractor the rating that they gave them. If they contractor you were thinking of using is unknown to the Better Business Bureau, then you should take that as a good sign that they are not a real contractor but rather a scammer.
Once you have selected a contractor that you think you would like to hire it is a good idea to check their contractors’ license. You need to make sure that it is up to date and not a fake. You can do this by checking their license and local operating permits. If you do not do this not only can you get scammed but you could end up with work that is not done right, and that is not up to code costing you more money down the road.
If you are a woman who lives a loan you should invite someone over before the contractor comes over. This should preferably be a male friend or family member. You do not want your contractor to know that you live alone. Even if they are a real contractor and not a scammer they may decide to scam you at least a little simply because you are a woman who lives alone. It is just best to have a male friend or family member be there with you each time, preferably the same one each time.
Ladies, while you should not assume the worst in everyone you should always prepare for the worst. This is just being smart and protecting yourself from getting scammed. Make sure that you use a local contractor who is trusted not someone who travels. When it comes to contractors a woman cannot be too careful when picking the right one.