Tag Archive | Gender Bias

Is It Okay for Women to Get Payday Loans to Go Shopping?

A newer trend in for women is to get payday loans to go shopping. Some of these women are considered shopaholics. Is it okay to get a payday loan just because you want to go shopping?

The situation does matter. For example if you have to go to a work charity function, but do not have the clothes to wear and do not have the money until you get paid then it may be okay. There are times like this that cannot be helped and therefore the woman obtaining the payday loan does need to shop with that money, because they need something to wear to the even that they have to go to for work.

If a woman is getting a payday loan to go shopping at the grocery store so that she and or her and her family can eat then it should be considered to be okay. Sometime, especially if you have kids or a single mother, you run out of food before payday. You cannot starve, you have to eat, and this is one way that you can do so.

There are some women however take out payday loans so they can shop just to shop. They are not out looking for something that they want or need, the just want to shop. These women are what people call a shopaholic. They are addicted to shopping and want to shop no matter what it costs them. In this situation it should not be considered okay to get a payday loan to shop.

Are you in need of school supplies for your child but have no money at the moment? This is another time where it should be considered okay to get a payday loan so that you can go shopping. You do not want to compromise your child’s education over some school supplies.

Do you love to buy things for others? There are a lot of people out there who feel better when they give gifts to others. This is another example of when you should not get a payday loan to shop is to buy gifts for others when it is not needed. Even if it is for a birthday or holiday you should not overextend yourself financially.

More and more women all across the world are taking out payday loans so that they can go shopping. There are times where this is okay; it keeps you going until you get paid again. There are times however that one should just not take out a payday loan to go shopping, especially when it is for something that you do not want or need.

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    Women and Finances, the Gender Bias

    When it comes to women and finances it seems that even today there is a gender bias. Why is this? It could be contributed to many reasons. Women are starting to take a more active role in their family’s finances; however there are still issues when it comes to handling money that almost seems to be in our genes.

    Most everyone has known for decades now that women earn less than men do. While the gap in pay between men and women is decreasing, it is still causing other problems for women today. Because women make less money, they earn lower social security benefits later in life than men do. This does not seem to be fair, both men and women work, but the gender bias keeps women from making the same amount of money that men make.

    When it comes to caregiver tasks such as taking care of children or elderly parents, women take most of the responsibility. This does take away time that could otherwise be devoted to work. This is another reason that women make less than men, they have to take more time off to be a caregiver. Men leave this to women, so they work and earn money and social security benefits, while women are off being a caregiver and not earning any money doing it.

    There are certain careers that women choose more than men do. These tend to be the careers that have been more for women for decades. Such careers would be a caregiver or teacher. For decades these have been viewed as more of a woman’s job. Tradition and culture affect the things that we do, and it has been a tradition in most of our cultures that women do things such as teach and care for others.

    Of course there are women who are going to break this trend and follow another career path. It does seem however that it will take some time before women and men are seen as equals in the financial world. Even if a woman gets a degree and does a job that is usually done by a man such as being an engineer, she will earn less than her male coworkers. While this does not seem fair, it is changing, slowly. It may be more than a decade or two before women earn the same amount that men earn. The main thing is that we are on our way to closing the gender gap on earnings and getting rid of gender bias in the workplace.

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