Tag Archive | Law

Money Tips for Women Getting a Divorce

Getting a divorce is difficult. There are a lot of things that need to be taken into consideration. With all that to deal with sometimes women forget to think about money. This is not the time to forget about finances though; it is actually a time to work harder at them.

When getting divorced you should do everything that you can to avoid a lengthy battle in court. This may mean that you have to compromise more than you want to, but it will be worth it. Lengthy court battles are incredibly expensive. You have to pay your lawyer to be there and to do all the work leading up to the court date. This can add up quickly. Instead compromise with you husband and settle the matter as fast as possible to save money on it.

LOL Just divorced. And no, that's not my car.

Look into different mediation firms. The sole purpose of these firms is to bring the two parties together to try and settle things as fast and inexpensive as possible. They try to keep it all out of court. This will help you to save money. Look into the different firms and find the one that is right for you and your situation.

If your husband owns a small business be careful. Unfortunately it is not uncommon for sole proprietors to try to hide money so they do not have to split it with their ex. This is something that is serious and needs to be dealt with properly. If your husband owns his own business then you need to make sure that your lawyer brings in a forensic accountant to make sure all of the money is accounted for and so you get your fair share.

You need to make sure all your insurance gets updated immediately. Do not leave your ex-husband as your beneficiary. Instead have it changed to your children or another family member. All insurances should be updated to show that you are divorced and have your husband’s name taken off.

Get some advice on your taxes. Filing for taxes is different if you are single than it is when you are married. You want to make sure that you are getting the biggest return possible. Find a tax professional to help you with your taxes, do not try to do this on your own, it is okay to get help.

Ladies, when getting divorced think twice before insisting on keeping the family home. Many women say they want to keep the house to help keep some normalcy for their children. If you want the house you need to make sure that you will have the income to take care of the home. This goes beyond the mortgage, you have to pay for maintenance, upkeep, and all that good stuff. So before you try to get the house, think hard about whether or not you can afford to keep it.

Ladies divorce is tough; do not make it harder than it has to be. Money is one thing that you do need to keep in mind when getting a divorce. Do not let everything that is going on cause you to forget about finances and how to protect you and your family financially.

Financial Tips for Women Going Through a Divorce

No matter how you look at it ladies, divorce is a difficult thing both financially and emotionally. You have to start your finances all over all on your own. This is harder for some women than it is for others. For those who need some tips to make it through the transition, here are some.

You are solely in charge of your finances at this point ladies so you need to make sure that you are taking control. Take the time to gather up all your bills and other expenses for the month. You need to compare the amount of all your expenses for the month to what you will be earning now that you have a single income.

Divorce Ring

Research different divorce methods, you may find that going to court is not for you. Divorce is rather expensive so if you can find a way that will work for you that will also help you to save money, you should do it. There are ways to finalize a divorce without going to court. If you do go to court you will end up paying much more in lawyer fees. If you and your soon to be ex-husband can agree on things you can do it all out of court.

Make sure that any joint bank accounts you have with your soon to be ex are split up. Split the money that are in the accounts between you and your ex and close the account. Then you can open a new account if you need to, or you can just put that money into an account that you already have whether it is at the same bank or a different one.

Most experts say that when a woman goes through a divorce they need to make sure that they have at least one credit card in their name only. This will give you access to credit without your ex being involved in any way. In addition to this you need to make sure that you close any credit card accounts you have open with your ex-husband. This may mean that you have to fully pay off your balance first, but you need to do it as soon as you possibly can.

Ladies, now that you are on your own you need to create a budget solely for you. This will help you to track your income and where your money is going. This is the best way to help you stay out of debt. If you are able to see where your money is going, you may have a better chance to save more.

When you go through a divorce there are a lot of things you need to be thinking about. Make your finances one of those things that you are thinking about during the divorce ladies. You are now going to have only one income therefore you may need to be more careful with your money. That is okay, it may take some time to get into the swing of things but it will come soon enough.

Personal Safety Tips for Women

Women are often targets of violence because they are considered to be weaker by many criminals.  It is for this reason that women need to know how to take precaution when they are out and about.  Here are some personal safety tips that all women should not only know, but use on a regular basis.

Women at work on bomber, Douglas Aircraft Comp...

When you are out, even if it is just walking from your car to a building you must show that you have confidence.  Most criminals will pick those who seem to be the weakest and that look as though they will not put up much of a fight.  If you show lots of confidence it will show the criminal that you very well might be willing to put up a fight.

Always make sure that you are around of your surroundings.  Take mental notes of what vehicles are where and the people that are around.  Staying aware of your surroundings could help you should someone try and attack you.  You will have noticed where you could run to for help, or you would know if you yelled if someone would be within earshot.

Your purse is very valuable to a criminal; make sure you keep hold of it.  If you are not paying attention a criminal could come up behind you and rip it right off of your shoulder. You have a lot of information in your purse not to mention your money and credit cards. Keep it close and make sure that it is always zipped up or strapped shut so no one can reach in while you are not looking.

Trust your instincts.  If a situation does not feel right, then there could be something wrong.  If you do not feel comfortable enough to enter a situation then do not do it.  There is no reason you should risk your personal safety if you do not absolutely have to.  Find another way into the building, or another way to where you are going, or find someone who can walk with you through the situation, to help keep you safe, such as a male friend.

It is always a good idea to take a self-defense course.  This will teach you the basic of how to defend yourself should a criminal decide to attack you. This could help save you from really getting hurt.  It is not like you are out looking for a fight, but if you ever encounter a situation where you could use self-defense techniques you will be glad you took a course on it.

There are many women who get attacked by criminals all the time all throughout the United States.  You do not want to be a statistic, you want to be safe.  Being safe means taking an active role in learning how to defend yourself.  Do not risk your personal safety for anything, nothing is worth that.